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Advice from WCIA

Health Care Reform Bill Passed
Sam Furno, a former Northern California full-service car wash owner, is Vice President of the Western Carwash Insurance Agency (WCIA), a division of Wells Fargo of California and a Partner of the Western Carwash Association. Sam_Furno@wellsfargois.com or toll free 800-388-9274

On Sunday evening, March 21, 2010, the House of Representatives (House) gave final approval to the Senate health care overhaul bill – the “Patient Protection and Affordable Care Act” (H.R. 3590). The bill is designed to expand insurance coverage to nearly 95 percent of Americans by the end of its implementation in 2019.

Background
House leaders were effective in overcoming the opposition to the Senate bill with a late-night 219-212 vote. The vote sends the bill, already passed by the Senate, to President Obama, who signed the bill into law on Tuesday, March 23, 2010.

The overhaul will extend health coverage to 32 million Americans; expand the government Medicaid program for individuals who cannot afford health coverage; impose new taxes on insurance companies, medical device makers, pharmaceutical companies, and individuals making $200,000 or more a year (couples making $250,000 or more a year); and bar insurance practices such as limiting or denying coverage to people with pre-existing medical conditions.

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